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Credit cards without credit check. Unsecured credit cards are available from the majority of banks, credit unions, and other financial service providers. Here are our recommendations — plus why you should be wary. This card is mostly given to customers who do not have much history about their credit and no credit score attached. Unlike a secured credit card, an unsecured card can offer a line of credit without the need for a security deposit.

To obtain one, you must fill out an application with your personal information and agree to a credit check.

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However, for individuals with low credit scores, this is the only available option.

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Some financial websites, including mymoneykarma, let you. Find guaranteed approval credit cards, unsecured cards with no deposit required with $1,000 limit and up. Make sure it's a soft check before you fill out any apply for a store credit card. Sure, your eventual goal is an unsecured card, but a secured credit card could be a starting point. We believe that you shouldn't be left out in the cold when it comes to earning cash back while each of these credit cards is targeted at people with limited or bad credit, you're not guaranteed approval.

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