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Get ideas for using a business card once you retire, whether it's to tell people what you love doing or to get work to fill your free time.

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Things like establishing a savings habit, making it automatic, and calculating how much you'll need.

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You already know how important it is to save for retirement, and you have a variety of choices. There are a few simple things you can do to make planning for the future easier. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Many people believe they're too young to worry about it, but the sooner you start planning, the better.

It helps to start a retirement planning checklist and add to it over the years.

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